Harbor Health

Harbor Health is building a fully integrated health insurance solution to more effectively deliver quality patient outcomes at lower costs. Currently, the US healthcare system does not have a stakeholder with both the incentive and ability to improve value within the system. Rather, existing participants can influence only part of the process, incentivized in ways that don't always align the saving costs or increasing health outcomes. To change this, Harbor will absorb 100% of the patient cost, offloading the financial risk from insurance providers in exchange for also absorbing any costs savings as profit. By controlling the entire value chain, Harbor will have the insights and alignment in considering the whole life cycle of a patient's treatment, optimizing for current treatment, preventative care and possible future health needs which drives the lowest possible cost over time. This is important, because for the first time, there will be healthcare provider with incentives fully aligned with patients.